Application to Closing Faster With a USDA Mortgage from Warsaw Federal
Do you want a quiet place of your own, away from the noise and challenges of city life? A Rural Development Loan from the U.S. Department of Agriculture may be just what you’re looking for.
USDA Mortgages are intended to help people purchase and improve property in non-urban areas.
Terms of USDA Mortgages are Generous, and Include:
You Can Use Your USDA Mortgage in a Variety of Ways
In addition to purchasing a home, you can use your USDA Mortgage to repair and improve your new home. Possibilities include:
The USDA does limit applications in some ways. Your income must be below a certain level, and the property must be in a smaller town or a rural area. However, these limits are generous: your income can be higher than the average income for the area your new home is in, and USDA mortgages are available for 97 percent of the area of the U.S.
Warsaw Federal Processes USDA Mortgages Faster
Our average time from application to closing is 23 days. Get your USDA Mortgage from Warsaw Federal and move in to your dream home sooner.
Apply Online for Faster USDA Mortgage Approval
Start today. Make your home search more efficient by getting approved for your USDA Mortgage.
Click below to fill out your USDA application
Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rate and program terms are subject to change without notice. This is not a credit decision or a commitment to lend. To guarantee a rate, you must submit an application to Warsaw Federal Savings and Loan and receive confirmation from a mortgage loan officer that your rate is locked. Application can be made by calling 513-258-0899, by applying online, or by meeting with a mortgage loan officer.